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New Construction Loans

A New Construction Loan is designed for developers or builders to finance the construction or full renovation of a commercial building.

These loans are ideal for investors and developers looking to develop new properties from the ground up, such as multifamily communities, retail centers, office buildings, hospitality, or mixed-use developments. Ground-up construction financing typically covers a broad range of expenses, which can include materials, labor, site preparation, interest reserves, and even land acquisition, ensuring that projects have the capital needed at every stage. With flexible structures, competitive terms, and tailored solutions, ground-up construction loans provide borrowers with the capital needed to transform raw land into income-producing assets that align with long and short term investment goals.


Property Types

  • Industrial/warehouse

  • Hospitality

  • Mutifamily

  • Medical

  • Office

  • Retail

  • Mixed use

  • Special use (including gas stations, car washes, automotive repair, self-storage, student housing)

  • Raw/vacant/entitled land


New Construction Loan Product Guidelines

  • Loan Amount - $1mm to $100mm

  • Max LTC – 70%

  • Max Stabilized LTV - up to 75%

  • Markets – nationwide (no rural properties)


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