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Private Lending for Residential Investment Properties

Loans for the purpose of purchasing, renovating, or constructing income-generating residential real estate consisting of 1 to 4 units.

Whether you're purchasing your first rental or expanding your portfolio, our loans for residential investment properties can provide competitive rates and the leverage needed to maximize your buying power. With options available for both short-term and long-term investment strategies, these loans make it easier to unlock the earning potential of residential real estate. This includes loan poducts for properties to be held as rental assets, fix and flips, as well as homes to be constructed and sold for a profit.


Available Loan Products Include:

  • Long term rentals for 1 to 4 unit residences and condos

  • Short term rentals for 1 to 4 unit residences and condos

  • DSCR loans

  • Bridge loans

  • Fix and Flips (beginner fix and flip loans available)

  • New Construction (first time builder loans available)

  • Build to Rent

  • Acquisition and renovation for long term rentals

  • Portfolio/blanket loans


Loan Guidelines for Residential Investment Properties

  • Markets – nationwide (must be within 30 miles of a major US city)

  • Minimum loan amount - $100k

  • DSCR – as low as .85

  • 650 minimum fico score required up to 75% LTV

  • No minimum fico score required at 60% max LTV


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